Wealth Wise
Navigating the RRSP Season: Your Essential Resources
As the RRSP (Registered Retirement Savings Plan) season approaches, it's important to be well-informed so you can make the best choices for your financial future. We’ve highlighted three key resources to help you, with the support of a professional advisor, get the...
Three unforgettable gift ideas for your children’s or grandchildren’s future
The holiday season is approaching, so why not give a gift with real value for your children or grandchildren's future this year? Instead of filling the house with short-lived toys, consider sustainable financial solutions to support them throughout their lives. Here...
Maximize your RRSP potential with an RRSP loan: a strategic approach to boost your retirement savings
An RRSP loan is a strategic financial tool designed to help you catch up on unused contribution room, optimize your savings, and reduce your taxable income. You can accelerate your retirement plan by leveraging the contribution room indicated in your CRA notice of...
Protect your income with disability insurance and gain financial peace of mind
Disability insurance is essential if illness or injury prevents you from working. It provides tax-free monthly income, helping you cover your regular expenses and avoid financial difficulties during recovery. Whether you’re an individual or a business owner, this...
Major mortgage changes: A new direction to facilitate homeownership
On September 16, the federal government announced significant changes to Canada’s mortgage system to improve housing accessibility. One of the fundamental changes is the increase in the limit for CMHC-insured mortgages from $1 million to $1.5 million. These new rules...
The role of the advisor in a modern approach to planning for the future
Retirement today is different from what it used to be. With longer life expectancies, the traditional idea of retirement has evolved, making navigating it more complex. You might be redefining what this stage of life means for you, and it's essential to plan...
Back to School, Forward to Success: Consider an RESP to Secure Your Children’s Future
As the new school year approaches, it's time to think about school supplies and your children's educational future. Whether you're a parent or a grandparent, one valuable financial tool to consider when investing in your children's future is the Registered Education...
Spousal RRSP: Building Financial Security Together
A spousal or common-law partner’s RRSP is not just a retirement plan; it's a secure and stable way to build your financial future together. It's a Registered Retirement Savings Plan (RRSP) specifically designed for a spouse, a plan that helps set aside funds for your...
Insuring Your Business Legacy: Maximizing Security and Growth Opportunities
As a business owner, insurance is not just about protecting your business; it's about safeguarding the people who make it thrive. Life insurance policies can provide a safety net for shareholders and their families, ensuring their financial security in the face of...
Discover the Art of Comprehensive Financial Management: Why Examine Mortgage, Life Insurance, and Investment Portfolios?
Have you ever considered the importance of looking beyond isolated numbers to understand your financial situation? Financial management goes far beyond simple bank accounts and credit card statements. It's a complex puzzle composed of various elements, such as...